Discounts for Connecticut Policyholders
Homeowner Insurance Discounts
If Quincy Mutual Group insures your automobile and homeowners policies, you are eligible for a discount on both polices. Discounts are up to 30% on your homeowners and 10 % on the auto.
Deductible Discount- Choose a higher deductible and reduce the cost of your homeowner’s policy
Alarm Discounts- Does your home have smoke detectors, central station fire and burglar alarms? Depending
on the type of system and how it is monitored, you are eligible for a premium discount.
New Home Discount- If your home was built within the last 15 years, we will discount your policy up
Loss Free- If you have not had a loss to your home in the past three years, we will discount your
Superior Construction- Homes built entirely with non combustible materials are eligible for a premium
Automobile Insurance Discounts
Account Credit – If Quincy Mutual Group insures your automobile and homeowners policies, you
are eligible for a discount on both polices. Discounts are up to 30% on your homeowners and 10 % on
Deductible Discounts – Choose a higher deductible on Collision and/or Other Than Collision Coverages
and reduce your premium!
Multi-Car Discount - If two or more of your autos are insured with Quincy Mutual, you are eligible
for an additional discount. If you have a personal auto and a company car, we will also apply the multi-car discount.
Good Driver Discount- If all operators on your policy have had no “at fault” accident
in three years, we will apply a 10% discount to your policy.
Low Mileage Discount- If you drive a short distance to work or school, you might be eligible
for a reduced premium.
Anti Theft Devices- If your automobile is equipped with an anti-theft device, you could be eligible
for a discount of up to a 15% on your coverages (other than collision).
Good Student Discount – Students who have a grade point average equal to or above a B or 3.00
are eligible for a discount.
Student Away Discount- Students who attend a school over 100 miles from a vehicle’s place of
garaging, and are rated operators on a policy, are eligible for a discount.
Early Issue- If you buy your insurance from Quincy Mutual Group at least 5 days before the effective
date of the policy, we will apply a 3 % premium discount to your policy for one year.
For More Information
Looking for discounts for other states? Rhode Island policyholders should
click here, while Massachusetts policyholders should
If you are unsure what discounts you may qualify for,
please contact us for more information.